Home Repairs Low Income Families

SHIP Assistance Program
*See Income Limits*

Based on funding availability this Home Repair Program will provide rehabilitation repairs to correct serious structural and/or health and safety related issues. The extent of services provided will be based on housing needs and on whether the needed repairs are within the scope of the resources of the SHIP program. Funding for this program is through the State Housing Initiative Partnership Program.

Home Repair Assistance
Eligible repairs include repair of, or provision for, structural supports and foundations, repair or replacement of electrical wiring, roof, heating and/or cooling system, sanitary water and waste disposal systems, alteration of the units interior or exterior to provide greater accessibility for any disabled family members, and repair of seriously deteriorated siding, porches, or stoops. This program cannot remodel units but instead repairs existing hazardous living conditions.

No repayment shall be required provided the client agrees to reside in his or her property as his or her principal place of residence and not to sell, lease, rent, refinance or transfer the property. If a recipient of assistance from this program sells, leases, rents, refinances or transfers their home within five years from the date of signing the Rehabilitation Agreement, the entire amount of assistance must be repaid. If the assisted unit is sold, leased, etc. during years six through nine, a pro-rated amount must be repaid (80% if sold during year six, 60% if sold during year seven, 40% if sold during year eight, 20% if sold during year nine and 0% if sold during year ten).

Funding Availability
Based on Funding Availability applicants are on first come, first qualified, first served basis.