FEMA Flood Insurance Rate Maps Release Date Set

FEMA Flood Insurance Rate Maps Release Date Set
Digital Flood Insurance Rate Maps for Citrus County are scheduled to be released by the Federal Emergency Management Agency (FEMA) on January 15, 2021 for implementation and enforcement of the provisions of the National Flood Insurance Program (NFIP). Flood Insurance Rate Maps (FIRMs) show the potential extent and risks of flooding. They will be used to determine flood insurance premiums and building requirements

FEMA held open houses for residents of Citrus County in February 2019 to view the preliminary maps and answer questions. The new FIRMs were developed through a partnership between the community and the Federal Emergency Management Agency (FEMA). They are based on updated modeling data and show coastal flood hazards more accurately than previous maps.

Over time, these risks change due to construction and development, environmental changes, watershed conditions, and other factors. Flood maps are updated periodically to reflect these changes.

By law, federally regulated or insured mortgage lenders require flood insurance on buildings that are located in areas at high risk of flooding. Standard homeowners, business owners, and renters insurance policies typically don’t cover flood damage; consequently, flood insurance is an important consideration for everyone with coastal property.

Flood insurance policies can be purchased from any state-licensed property and casualty insurance agent. Call the National Flood Insurance Program Help Center at 800-427-4661 or visit www.floodsmart.gov for more information.

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