Floodplain Management
Available for review at the FEMA Map Service Center.
In order to look up your location on the FEMA FIRM maps, you will need your panel ID number (Item number) which can be found on our Geographic Information Systems page under Address Lookup. View the maps under the heading: FIRM MAPS (FEMA).
FLOODPLAIN ORDINANCE
The Citrus County Board of County Commissioners signed and adopted the revisions to the State Floodplain Ordinance for Citrus County on June 14, 2022. This is an excerpt from the document detailing a few of the regulations that changed. The FDEM State Floodplain Management Office posts guidance on several matters of interest.
Sec 18-205 Buildings and Structures:
- If located in special flood hazard area (Zone A/AE) other than coastal high hazard areas, are one-story and not larger than six hundred (600) square feet and have flood openings in accordance with Section R322.2 of the Florida Building Code, Residential
- If located in coastal high hazard areas (Zone V/VE), are not located below elevated buildings and are not larger than one hundred (100) square feet.
- Are anchored to resist flotation, collapse or lateral movement resulting from flood loads.
- Have flood damage-resistant materials used below the base flood elevation plus 1-foot.
- Have mechanical, plumbing and electrical systems, including plumbing fixtures, elevated to or above the base flood elevation plus 1-foot.
Sec 7. Amending Chapter 18, Article VI, Section 18-208 Entitled “Manufactured Homes”:
a.) This regulation is regarding the regulations for jurisdictions with Coastal Construction Control Line (this does not apply to Citrus County)b.) Foundations. All new manufactured homes and replacement manufactured homes installed in flood hazard areas shall be installed on permanent, reinforced foundations that:
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- In flood hazard areas (Zone A/AE) other than coastal high hazard areas, are designed in accordance with the foundation requirements of the Florida Building Code, Residential Section R322.3 and this article,
- In coastal high hazard areas (Zone V/VE) are designed in accordance with the foundation requirements of the Florida Building Code, Residential Section R322.3 and this article,
d.) Elevation. All manufactured homes that are placed, replaced, or substantially improved in flood hazard areas shall be elevated such that the bottom of the frame is at or above the elevation required, as applicable to the flood hazard area, in the Florida Building Code, Residential Section R322.2 (Zone A/AE) or Section R322.3(Zone V/VE and Coastal A Zone). Florida Building Code R322 requires elevation at base flood elevation plus (1) one foot.
e.) Enclosures. Enclosed areas below the elevated manufactured homes shall comply with the requirements of the Florida Building Code, Residential Section R322 for such enclosed areas, as applicable to the flood hazard area.
f.) Utility Equipment. Utility equipment that serves manufactured homes, including electric, heating, ventilation, plumbing and air condition equipment and other service facilities, shall comply with the requirements of the Florida Building Code, Residential Section R322, as applicable to the flood hazard area.
FLOOD INSURANCE ASSISTANCE
For more information, visit https://www.fema.gov/flood-insurance.
Community Rating System - Repetitive Loss Letters
Recently, letters were sent to owners of properties mapped within a certain mile radius of structures labeled as REPETITIVE LOSS. The letters detailed FEMA programs for structure mitigation. This outreach project is required by FEMA and is advisory in nature only and helps to save you as a property owner, 25% on your flood insurance policy premium if you have flood insurance.
(Community Rating System: A program developed by FEMA to provide incentives for those communities in the Regular Program that have gone beyond the minimum floodplain management requirements to develop extra measures to provide protection from flooding)
Repetitive Loss property: an NFIP-insured structure that has had at least 2 paid flood losses of more than $1,000 each in any 10 year period since 1978)
Change a Flood Zone Designation - Online Letter of Map Change
The following information describes FEMA's Online LOMC web application, which allows anyone to submit a Letter of Map Change (LOMC) request online. This page is intended for homeowners and other interested parties that wish to submit a LOMC application online instead of the paper form method.
https://www.fema.gov/change-flood-zone-designation-online-letter-map-change
Contact:
352) 527-5310
Floodplain Management is Citrus County's program of preventive and corrective measures for reducing flood damage. Citrus County participates in the Community Rating System to reduce and avoid flood damage to insurable properties.
Citrus County’s rating is currently 5 out of 10, which translates to a 25% savings in flood insurance premiums to properties located in the Special Flood Hazard Area (SFHA) and a 15% savings in flood insurance premiums to properties located outside the SFHA.
Flood Zone Maps
- DFIRM (Citrus County Flood Hazard Interactive Map)
- DFIRM (FEMA's Flood Hazard Interactive Map)
- CRS - Community Rating System
- Letters of Map Amendment (LOMA)
- Public Services for Real Estate and Insurance Agencies
- Repetitive Loss Property Information
- Substantial Improvement or Repair of Substantial Damage - SI/SD
- Watershed Management Plan
Natural Floodplain Function Protection Information:
- National Wetlands Inventory, maps available at www.fws.gov/wetlands/data/mapper.html
- Areas mapped as critical habitat by the U.S. Fish and Wildlife Service, available at http://criticalhabitat.fws.gov/crithab/
Floodplain Management Activities Include the Following:
- Management of all development for properties located in the Special Flood Hazard Area
- The coordination of Community Rating System activities that result in the reduction of flood insurance premiums within the County
- The official community repository for all flood maps and Letters of Map Amendments
- General assistance to the public, lenders, insurers and other professionals in obtaining copies of pertinent documents and flood zone research property specific
- Coordination with our local, State and FEMA business partners
Related Information:
As our community recovers from the aftermath of Hurricane Idalia, Citrus County is working with state, local, and other federal leaders to ensure that all residents have access to resources and support.
American Red Cross: 1-800-733-2767
FEMA Federal Emergency Management Agency: 1-800-621-3362
Speech/Hearing Impaired: 1-800-462-7585
Florida Division of Emergency Management (FDEM) State Assistance Information Line (SAIL): 1-800-342-3557
U.S. Department of Agriculture (USDA) Assistance: 1-386-719-5590
U.S. Small Business Administration (SBA) Disaster Assistance Center: 1-800-659-2955
Flood Mitigation Assistance Swift Current: Notice of Funding
The Flood Mitigation Assistance Swift Current (Swift Current) effort provides funding to mitigate buildings insured through the National Flood Insurance Program (NFIP) after a major disaster declaration following a flood-related disaster event to reduce risk against future flood damage.
The full funding opportunity announcement is available on Grants.gov.
Available Funding
Funds will be made available to states, territories, and federally recognized tribal governments that receive a major disaster declaration following a flood-related disaster event and meet all other eligibility criteria. Swift Current is not available to all property owners and aims to provide flood mitigation funding for buildings with a current contract for flood insurance under the National Flood Insurance Program (NFIP) and a history of repetitive or substantial damage from flooding.
The total funding available for Fiscal Year 2023 is $300 million, which was made possible through an infusion of dollars by the Infrastructure Investment and Jobs Act (IIJA), better known as Bipartisan Infrastructure Law (BIL).
Eligible Projects
Swift Current funds Individual Flood Mitigation Projects for Flood Mitigation Assistance and/or NFIP-defined Repetitive Loss (RL), Severe Repetitive Loss (SRL), or properties deemed Substantially Damaged after the applicant’s disaster declaration date.
Eligible Individual Flood Mitigation Projects include the following project types which
may be referenced in the Hazard Mitigation Assistance Program and Policy Guide:
Definitions
Structures included in Individual Flood Mitigation Project sub-applications must be
Flood Mitigation Assistance and/or NFIP-defined Severe Repetitive Loss properties,
Repetitive Loss properties, or properties that were deemed Substantially Damaged
after the applicant’s disaster declaration date.
-Buildings identified in the sub-application must have a National Flood Insurance Program policy in effect at the application start date and must maintain it through completion of the flood hazard mitigation activity and for the life of the structure. |
-Buildings included in Individual Flood Mitigation Project sub-applications must be Flood Mitigation Assistance and/or NFIP-defined Severe Repetitive Loss properties, Repetitive Loss properties, or properties that were deemed Substantially Damaged after the applicant’s disaster declaration date. Please see Table 2 below for applicable definitions. |
Eligible Property Type | Definition |
Flood Mitigation Assistance defined Severe Repetitive Loss |
Has four or more separate NFIP claims payments have been made with the amount of each claim exceeding $5,000, and with the cumulative amount of claims payments exceeding $20,000; or Has at least two separate NFIP claim payments have been made with the cumulative amount of such claims exceeding the market value of the insured structure. |
Flood Mitigation Assistance defined Repetitive Loss |
Have incurred flood-related damage on two occasions, in which the cost of the repair, on the average, equaled or exceeded 25 percent of the market value of the structure at the time of each such flood event, and at the time of the second incidence of flood-related damage, the contract for flood insurance contains increased cost of compliance coverage. |
National Flood Insurance Program defined Severe Repetitive Loss |
Has four or more separate National Flood Insurance Program claim payments of more than $5,000 each (including building and contents payments); or two or more separate claim payments (building payments only) where the total of the payments exceeds the current market value of the property. |
National Flood Insurance Program defined Repetitive Loss |
A structure covered by a contract for flood insurance under the National Flood Insurance Program that has incurred flood-related damage on two occasions during a 10-year period, each resulting in at least a $1,000 claim payment. |
Substantial Damage | Substantial damage applies to a structure in a Special Flood Hazard Area – or floodplain – for which the total cost of repairs is 50% or more of the structure’s market value before the disaster occurred, regardless of the cause of damage. This percentage rule can vary among jurisdictions. The decision about a structure being substantially damaged is made at the local community generally by a building-department official or floodplain manager. For communities that participate in the National Flood Insurance Program, substantial damage determinations generally are required by local floodplain-management ordinances. These rules must be in place for residents of a community to purchase flood insurance. |
Cost Share
Cost share is required for most sub-applications funded under Swift Current. FEMA may
contribute the federal cost share funding as indicated below. These are the definitions
for Flood Mitigation Assistance and National Flood Insurance Program insured
properties.
Important Dates
The application period opens Nov. 15, 2023.
Disaster Declaration Deadline: May 31, 2023.
The application submission deadline will vary depending on the activation criteria met
and disaster declaration date.
-The eligibility period refers to the time that the applicant may submit sub-applications to Swift Current. The eligibility period start date will vary by applicant. |
-Upon Swift Current activation, the application deadline date will be provided to the applicant. All applications must be received by the deadline. Sub-applicants should consult with their applicant agency to confirm sub-application deadlines. |
-Local governments should consult with their state, tribal or territorial agency to confirm deadlines to submit sub-applications for their consideration. |
Submit Using the Mitigation eGrants System
All eligible applicants must submit their FY 2023 Swift Current grant applications to
FEMA using the Mitigation eGrants System.
If you need help with Mitigation eGrants, reach out to:
FEMA will distribute funding on a rolling basis as eligible applicants submit
applications until the total available funding amount of $300 million is exhausted.