Floodplain Management

FLOOD INSURANCE RATE MAPS

Available for review at the FEMA Map Service Center:

https://hazards.fema.gov/femaportal/prelimdownload/searchResult.action

Fema Elevation Certificate

In order to look up your location on the FEMA FIRM maps, you will need your panel ID number (Item number) which can be found at https://www.citrusbocc.com/sysmgmt/gis/gis.htm. (address lookup)

Or view the maps at https://www.citrusbocc.com/sysmgmt/gis/gis.htm under the heading:

FIRM MAPS (FEMA)

The Citrus County Board of County Commissioners signed and adopted the revisions to the State Floodplain Ordinance for Citrus County on June 14, 2022. This is an excerpt from the document detailing a few of the regulations that changed. The FDEM State Floodplain Management Office posts guidance on several matters of interest. Visit: https://www.floridadisaster.org/dem/mitigation/floodplain/community-resources/
Sec 18-205 Buildings and Structures:

(c) Non-elevated accessory structures. Accessory Structures are permitted below elevation required by the Florida Building Code provided the accessory structures are used only for parking or storage and:

If located in special flood hazard area (Zone A/AE) other than coastal high hazard areas, are one-story and not larger than six hundred (600) square feet and have flood openings in accordance with Section R322.2 of the Florida Building Code, Residential
If located in coastal high hazard areas (Zone V/VE), are not located below elevated buildings and are not larger than one hundred (100) square feet.
Are anchored to resist flotation, collapse or lateral movement resulting from flood loads.
Have flood damage-resistant materials used below the base flood elevation plus 1-foot.
Have mechanical, plumbing and electrical systems, including plumbing fixtures, elevated to or above the base flood elevation plus 1-foot.

Sec 7. Amending Chapter 18, Article VI, Section 18-208 Entitled “Manufactured Homes”:

a.) This regulation is regarding the regulations for jurisdictions with Coastal Construction Control Line (this does not apply to Citrus County)
b.) Foundations. All new manufactured homes and replacement manufactured homes installed in flood hazard areas shall be installed on permanent, reinforced foundations that:

1. In flood hazard areas (Zone A/AE) other than coastal high hazard areas, are designed in accordance with the foundation requirements of the Florida Building Code, Residencial Section R322.3 and this article,
2. In coastal high hazard areas (Zone V/VE) are designed in accordance with the foundation requirements of the Florida Building Code, Residencial Section R322.3 and this article,

c.) Anchoring. All new manufactured homes and replacement manufactured homes shall be installed using methods and practices which minimize flood damage and shall be securely anchored to an adequately anchored foundation system to resist flotation, collapse or lateral movement. Method of anchoring include, but are not limited to, use of over the top or frame ties to ground anchors. This anchoring requirement is in addition to applicable state and local anchoring requirements for wind resistance.

d.) Elevation. All manufactured homes that are placed, replaced, or substantially improved in flood hazard areas shall be elevated such that the bottom of the frame is at or above the elevation required, as applicable to the flood hazard area, in the Florida Building Code, Residential Section R322.2 (Zone A/AE) or Section R322.3(Zone V/VE and Coastal A Zone). Florida Building Code R322 requires elevation at base flood elevation plus (1) one foot.

e.) Enclosures. Enclosed areas below the elevated manufactured homes shall comply with the requirements of the Florida Building Code, Residential Section R322 for such enclosed areas, as applicable to the flood hazard area.

f.) Utility Equipment. Utility equipment that serves manufactured homes, including electric, heating, ventilation, plumbing and air condition equipment and other service facilities, shall comply with the requirements of the Florida Building Code, Residential Section R322, as applicable to the flood hazard area.

FLOOD INSURANCE ASSISTANCE

For more information, visit https://www.fema.gov/flood-insurance

Community Rating System - Repetitive Loss Letters

Recently, letters were sent to owners of properties mapped within a certain mile radius of structures labeled as REPETITIVE LOSS. The letters detailed FEMA programs for structure mitigation.  This outreach project is required by FEMA and is advisory in nature only and helps to save you as a property owner, 25% on your flood insurance policy premium if you have flood insurance.

(Community Rating System:  A program developed by FEMA to provide incentives for those communities in the Regular Program that have gone beyond the minimum floodplain management requirements to develop extra measures to provide protection from flooding)

Repetitive Loss property: an NFIP-insured structure that has had at least 2 paid flood losses of more than $1,000 each in any 10 year period since 1978)

Change a Flood Zone Designation - Online Letter of Map Change

The following information describes FEMA's Online LOMC web application, which allows anyone to submit a Letter of Map Change (LOMC) request online. This page is intended for homeowners and other interested parties that wish to submit a LOMC application online instead of the paper form method.

https://www.fema.gov/change-flood-zone-designation-online-letter-map-change

Contact:

Karla Grzeca, CFM
Flood Management Specialist
Karla.Grzeca@citrusbocc.com
(352) 527-5264

Carl Jones, CBO, CFM
Building Division Director
Building Official, Flood Coordinator
Carl.Jones@citrusbocc.com
(352) 527-5310

Floodplain Management is Citrus County's program of preventive and corrective measures for reducing flood damage. Citrus County participates in the Community Rating System to reduce and avoid flood damage to insurable properties.

Citrus County’s rating is currently 5 out of 10, which translates to a 25% savings in flood insurance premiums to properties located in the Special Flood Hazard Area (SFHA) and a 15% savings in flood insurance premiums to properties located outside the SFHA.

Flood Zone Maps

Natural Floodplain Function Protection Information:

National Wetlands Inventory, maps available at www.fws.gov/wetlands/data/mapper.html
Areas mapped as critical habitat by the U.S. Fish and Wildlife Service, available at http://criticalhabitat.fws.gov/crithab/

Floodplain Management Activities Include the Following:

Management of all development for properties located in the Special Flood Hazard Area
The coordination of Community Rating System activities that result in the reduction of flood insurance premiums within the County
The official community repository for all flood maps and Letters of Map Amendments
General assistance to the public, lenders, insurers and other professionals in obtaining copies of pertinent documents and flood zone research property specific
Coordination with our local, State and FEMA business partners

Related Information:

Storm Water Information